How Xbox All Access Works – This article provides details about Microsoft’s Xbox All Access, which gets you a current-gen console and access to hundreds of games for a single monthly fee.
How Xbox All Access Works – What to Know
- All Access is a way to pay for a Microsoft gaming console over 24 monthly installments of $24.99.
- You can use All Access to purchase Xbox Series X or Series S hardware.
- Plan also includes Game Pass Ultimate, which lets you play hundreds of games instantly with no additional purchase.
What Does Xbox All Access Include?
All Access includes an Xbox console and 24 months of Xbox Game Pass Ultimate, plus the option to upgrade if Microsoft releases a new console and you have paid the equivalent of 18 months of your contract at that point.
Xbox Game Pass Ultimate is a monthly subscription that combines Xbox Game Pass and Xbox Live Gold. (The basic Xbox Game Pass is a subscription service that includes first-party Microsoft Xbox games and a rotating library of third-party games.) The Ultimate tier includes perks like EA Play, a separate subscription service that provides a large catalog of sports and action video games from EA.
The Xbox Game Pass Ultimate subscription also includes access to the Xbox Cloud Gaming platform, which lets you play your favorite console games on a Windows 10 PC, iPhone, iPad, or Android device using a browser (Microsoft Edge, Chrome, or Safari). Visit xbox.com/play to get started playing hundreds of Xbox Game Pass games.
An Xbox Live Gold subscription provides access to online multiplayer gaming, includes a curated selection of free games every month, and access to exclusive game sales.
Isn’t This Service Already Available?
Currently, Xbox All Access provides customers with an Xbox One S console along with Xbox Game Pass Ultimate.
When Microsoft’s line of next-generation consoles was released on November 10, 2020, All Access created two new plans: one for the high-end Xbox Series X, and another for the smaller, digital-only Xbox Series S.
How Much Does Xbox All Access Cost?
There are different pricing tiers:
- Xbox One S plus Xbox All Access costs $22.99/month.
- Xbox Series S plus Xbox All Access costs $24.99/month.
- Xbox Series X plus Xbox All Access costs $34.99/month.
When you sign up, you must sign up for a 24-month contract. All of the above payment plans have no upfront cost and no annual percentage rate (APR).
How Xbox All Access Works
Anyone who wants All Access must open a Citizens One Line of Credit. Citizens One, which is a brand name of Citizens Bank, N.A., provides the financing for Xbox All Access. There are no application fees, annual fees, late fees, or early repayment fees for this payment plan but you do need to qualify according to the bank’s requirements.
You cannot use your own credit card for Xbox All Access.
Upon approval and purchase of the Xbox All Access bundle from a retailer, you will receive an Xbox console and a code for 24 months of Xbox Game Pass Ultimate.
After that, you will receive a monthly statement with Citizens One recommended automatic monthly payments. After the 24-month period, you may keep the Xbox console that came with the bundle. Any returns or cancellations are subject to the retailer’s return policies.
Late payments may be reported to credit bureaus and may affect your credit score.
How to Upgrade to a Next-Gen Xbox With All Access
If you already have an Xbox One S from your Xbox All Access bundle, you can take advantage of the All Access upgrade program to get a next-generation Xbox console.
If you are in a contract now and have made the equivalent of 18 monthly payments you are eligible to upgrade to an Xbox Series S or Xbox Series X bundle.
After qualifying for and purchasing an Xbox Series X or Xbox Series S bundle from a retailer, you would then mail your Xbox One S back to Microsoft with a provided trade-in kit.
Where to Buy Xbox All Access
By late 2020, Xbox All Access will be available in 12 countries, and Microsoft will bring the program to additional countries and retailers in 2021.
Xbox All Access is available through the following U.S. retailers:
- Best Buy
- Microsoft Store